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Our mindset shapes not only our perception of the world but also our perception of ourselves. Embracing an abundance mindset can lead to a transformative shift in perspective, helping to alter not only our outlook but our lifestyle. This mindset is a philosophy that embraces the belief that there is more than enough of everything to go around – whether it’s wealth, success, love or opportunities . Author Stephen Covey first introduced the concept of the “abundance mindset” in his book, “The 7 Habits of Highly Effective People.” Covey describes an abundance mindset as the belief that the world provides plentiful resources and time, offering ample opportunities to accomplish one’s goals . Covey also coined the term “ scarcity mindset, ” the opposite of abundance thinking. Those with a scarcity mindset perceive a lack of time or resources to achieve their objectives. This mindset often leads to negative thoughts and short-term thinking. What Is An Abundance Mindset? At its core, the...
The latest TikTok challenge taking over our timelines, the #NoSpendJanuary challenge, is a new approach to savings that urges individuals to resist unnecessary spending. Scrolling through the #NoSpendJanuary hashtag, you see a sneak peek into people’s regular spending habits. Although we’re almost through the month, it’s never too late to learn valuable financial lessons and collect helpful resources to mend unhealthy spending habits. It’s not just about the challenge itself, but a space for learning the diverse financial habits of entrepreneurs, business owners, content creators and professional’s financial habits in the new year . Creator of the award-winning “Millennial In Debt” web series, Melissa Jean-Baptiste is a testament to financial wins through a frugal lifestyle . A first-generation Haitian-American, she paid off $102,000 in student loans on simply a teacher’s salary. According to the U.S. Bureau of Labor Statistics, the average American household spent $72,967 in 2022....
By now, you’re probably scrambling to find the perfect holiday gift for several people in your life—your tech-obsessed bestie, your book-loving bae, and your neighbor who helped you stay sane during the pandemic. Either way, here’s a list of last-minute gifts from Black-owned businesses that you can shop right now (except Telfar, of course!). View this post on Instagram A post shared by kimberly not kim (@museummammy) Black Futures, $40 Authors Kimberly Drew and Jenna Wortham have curated a collection of Black works—from compelling essays to dazzling art to provocative memes—to present what it means to be a Black creator today. Get one for you and your fav book lover. View this post on Instagram A post shared by Yo Soy AfroLatina (@yosoyafrolatina) Yo Soy Afro Latina Negrita Mug, $20 Coffee, tea, or eggnog, this ceramic mug is the best way to drink your beverages. View this post on Instagram A post shared by Moonlight Roller (@moonlightroller) Moonlight Roller Skates,...