Lauren Simmons is the perfect example of a story about turning tragedy into triumph. In an op-ed for CNBC, the history-making Wall Street trader talked about how her journey was full of twists and turns — but it was her humble origins that kept her grounded. “One thing I’ve noticed is that, in general, most people have poor spending habits and struggle to save money. It may sound intense, but I save 85% of my annual income,” she explained. Additionally, Lauren Simmons also went into great detail about the difference between her needs and her wants. She saves money by taking care of her housing expenses upfront, splitting the cost of “treats” (like streaming service subscriptions) with other members of her family, plus ditching gym fees and taking part in free and outdoor activities to take care of her physical fitness. She also explained how she likes to travel — and saves money by traveling during the “off-season” instead of the peak season. Sometimes, she said, she can save up to...