July is here and social security recipients across the country—particularly those who rely on Supplemental Security Income (SSI)—are keeping a close eye on their bank accounts.

For now, the SSI payment schedule remains steady, but a shakeup is right around the corner that could catch some recipients off guard.

Here’s what to expect this month and why August’s calendar calls for a little extra attention.

July Payment Dates: What You Need To Know

If you’re receiving traditional Social Security benefits, your July payment date depends on your birthday. The Social Security Administration will distribute payments throughout the month using the following schedule:

  • Wednesday, July 9 – for birth dates between the 1st and 10th
  • Wednesday, July 16 – for birth dates between the 11th and 20th
  • Wednesday, July 23 – for birth dates between the 21st and 31st

For SSI recipients, it’s more straightforward: your monthly payment will arrive on Tuesday, July 1, according to The Hill.

However, that won’t be the case next month.

Why August Brings An Extra SSI Payment—But No September Check

According to the outlet, the SSI payment schedule will shift slightly in August due to the calendar. Because Sep. 1 falls on a Sunday this year, the Social Security Administration is adjusting the month’s SSI payment to the end of August, similar to May’s payment schedule, AFROTECH™ previously reported.

That means SSI recipients will receive two payments next month:

  • Friday, Aug. 1
  • Friday, Aug. 29

However, don’t be fooled—this isn’t a bonus. The second check is simply your September benefit arriving early.

It’s important to budget accordingly, especially if you’re accustomed to receiving SSI on the first of each month. With no deposit expected in September, planning could prevent a cash crunch.

Remaining SSI Payment Dates for 2025

Here are the remaining 2025 SSI payment dates:

  • Friday, Aug. 1
  • Friday, Aug. 29
  • Wednesday, Oct. 1
  • Friday, Oct. 31
  • Monday, Dec. 1
  • Wednesday, Dec. 31

If your payment doesn’t show up when expected, please check with your bank first. Sometimes, deposits are delayed due to processing. If the issue persists, contact the Social Security Administration at 800-772-1213 between 8 a.m. and 7 p.m. local time, Monday through Friday, or visit your local SSA office.

Why This Matters

Knowing when to anticipate a deposit is only one aspect of adhering to the SSI payment schedule. It makes the difference between many Americans paying their bills on time and falling behind. Being aware of impending calendar changes can help you avoid financial surprises and make sure that every dollar goes a bit farther.