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In 2016, when FBI Director James Comey conducted a question-and-answer session on privacy at Kenyon College , one of his revelations baffled the audience. Comey admitted to covering his laptop’s webcam to ensure privacy, and encouraged others to do the same. Some thought it ironic, coming from a federal agent whose work involved the very infiltration of privacy. In the three years since Comey’s initial warning, the information security landscape has changed dramatically. Not only did a presidential election make Americans think twice about online security threats and the ramifications of hacking in politics, but major breaches at well-respected companies such as Target, Equifax, and Facebook also revealed the impact on our wallets and on our identity. While many can imagine what hackers could want with your personal and account information, it may be harder to discern how your webcam video feeds and sound bites could prove valuable. Hackers can actually use a Remote Access Tool to...
Seeing your credit score drop can be scary, especially when you may be running a business that may need capital soon. But with time and good behavior, you can bring your score back up. Here are some tips on how to recover from a business credit score drop. In this article: What is a business credit score? What can cause your business credit score to drop? Ways to improve your business credit score The bottom line What is a business credit score? Unlike a personal credit score, which is calculated on a scale from 300-850, a business score is calculated on a scale from 1-100. A score above 75 is generally considered excellent, according to Mary Ann Strout, senior product manager for Experian Business Information Services. “Every bureau has their own proprietary models for calculating business scores and each are a bit different,” Strout said. Bureaus that track business credit include Dun & Bradstreet, Equifax and Experian. You can check your score by purchasing a business credit...