By keely aouga
Whether you live in a big city or in the middle of nowhere, commuting is an essential part of life.
Some people are fortunate enough to be able to rely on public transportation, but for others that is not an option.
If the latter applies to you, then you have probably considered purchasing a car. Regardless if it's used or brand new, this is a big investment.
Doing research is the best tool. This will help you feel confident in your purchase and your ability to keep up with the maintenance of having a car.
Before you get overwhelmed with car brands, colors and models, make sure that you can allocate 15-20% of your take-home funds to your car payments.
If you plan on using an auto loan calculator, you can estimate how interest rates will impact your car payments.
After, you can apply for car loan pre-approval to see what you will be able to afford.
Once you are approved, look into what kind of car you would like and what features are important to you.
Take some cars for a test drive. Pay attention to how it accelerates, brakes and whether the steering feels smooth enough.
Compare prices and deals before your big purchase. Many car manufacturers will have discounts available, but not every deal is the best for you.
Remember to take your time throughout this entire process. A car is an investment in yourself. You deserve the best fit for you.