Draya Michele — model, swimwear designer, actress, and frequent Twitter trending topic — has some questions, and we’re here to answer them.

In a tweet, Michele called out her “scamming scammers” and asked about the steps to paying back an SBA (Small Business Association) loan, under which falls other loan types like the aforementioned PPP loans.

Hey I got a question for my little scamming scammers. Lol. If you get a SBA loan and it’s under a business name what are the steps to paying it back and if it is under the business name and you go into default does it go under your personal credit?

— Draya Michele (@drayamichele) March 17, 2022

As one might imagine, the comments did not go over well, with one alleged former employee of the SBA summing up the answer as succinctly as the social platform would allow.

I worked for SBA for 3 years. With a question like this, you giving them every reason to look at you and they will

— The Cowboy Isley (@HankorJefe) March 17, 2022

Fortunately for Draya Michele, SBA makes it rather easy to pay back all types of loans — and they provide quick and easy instructions to do so on their website (Basically, you can either mail a check, pay online, or call them up and make a payment over the phone).

In fairness, she’s not the only one who is confused about the process involving SBA-related loans, which include the Paycheck Protection Program loans (also known as the PPP loans). With no shortage of instances of fraud, deception, or even just ignorance on the matter, we decided to provide this quick and easy guide to Paycheck Protection Program loans — who can get them, what they’re used for, and what happens if you don’t do the right thing when you get them.

Small Business Association

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