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Launching a business is no easy feat. For as much as social media gurus love to talk about how everyone should have a hustle or launch their own business, the reality is often far different. While coming up with an idea can be hard enough, the truth is that most businesses will fail long before they reach the five-year operation milestone. Real barriers like funding a startup business as one tries to shift it from a labor of love to a profitable venture make that grim statistic a reality. In the beginning, most business owners are entirely self-funded. And while this can give one a sense of accomplishment, it also means that there can be lean times. Eventually, startups are going to need a cash infusion which is where the business loans come in. Understanding The Basics Of Startup Business Loans While business loans might seem like mysterious products, they are not much different than any other kind of financial loan offering. Simply put, a financial institution fronts a business...
Plug In South LA has announced its third tech accelerator program focused on Black and Latinx communities. In a press release announcement, it was revealed that they are looking for startup founders focused on healthcare tech, c limate and sustainability, digital media, and educational technology. The benefits of the tech accelerator will include potential grants of up to $40,000 as well as possible seed investments and pilot partnerships. Mentors in the program will include leaders and executives from the California Health Care Foundation, Courtside Ventures, RareBreed Ventures, and Zeal Capital Partners, among others. “We are keen to help Founders secure capital and investment plus help them leverage the LA start ecosystem to develop traction and momentum around their company,” notes Derek Smith, founder of Plug In South LA, in the press release announcement. In addition to the new tech accelerator, Plug In South LA is known for Urban Tech Connect, a prominent annual business...