Seeing your credit score drop can be scary, especially when you may be running a business that may need capital soon. But with time and good behavior, you can bring your score back up. Here are some tips on how to recover from a business credit score drop. In this article: What is a business credit score? What can cause your business credit score to drop? Ways to improve your business credit score The bottom line What is a business credit score? Unlike a personal credit score, which is calculated on a scale from 300-850, a business score is calculated on a scale from 1-100. A score above 75 is generally considered excellent, according to Mary Ann Strout, senior product manager for Experian Business Information Services. “Every bureau has their own proprietary models for calculating business scores and each are a bit different,” Strout said. Bureaus that track business credit include Dun & Bradstreet, Equifax and Experian. You can check your score by purchasing a business credit...

*Editorial Note : The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership . This article was last updated Aug 29, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website . If you operate a small business and are thinking about getting a small business credit card , you may have wondered if a business credit card will affect your personal credit history. The short answer is it can, but only if you don’t handle the account responsibly. For a more detailed explanation, read on. In this article: Business card actions that impact personal credit Reporting to the consumer bureaus Being smart with a business card Who’s responsible Business credit cards vs. personal credit cards The bottom line Read: How to Choose a Business Credit Card Business...